Your Complete Guide to Early Retirement: A Step-By-Step Plan for Making It Happen
Tired of commuting? Fed up with your boss? Bored with your job? There’s a solution: start living and doing what you want to do. Lie in a hammock or on a beach, swing your golf club, or hit the open road. Get control of your life, become financially independent, and RETIRE EARLY. If you want to retire early-before age 65-you’re not alone. In a survey of workers ages 30 to 50, more than half plan to retire at 60 or younger and only 6 percent plan to work past 65.
There are three things you need to do to retire early:
1) Manage your expenses and reduce or eliminate debt,
2) accumulate capital, and
3) save and invest wisely.
It’s easy, but requires patience and self-control, and with the guidance of this new book you will be on your way to achieving this goal. You will learn how to take control of your life, set realistic long-term goals, choose appropriate lifestyle trade-offs, and learn effective savings techniques and simple investing strategies. You will learn how to calculate how much you need to retire early, get the most from your investment portfolio, reduce your taxes, use retirement planning tools, increase your income while retired, reduce living expenses, deal with inflation and deflation, and calculate social security and pension payments. This book will be your road map to turn the dream of early retirement into reality. ISBN-10: 0-910627-93-2• ISBN-13: 978-0-910627-93-1 • Item # HRE-01 $24.95 with Companion CD-ROM
http://www.atlantic-pub.com/cgi-local/shopper.exe?preadd=action&key=HRE-01
In the childhood, we all used to make great plans as to the future. Unfortunately, not all of our dreams have chances to be realized in the adulthood. However, this nuisance should not worry you, because life and work give us lots of opportunities to prosper and live in full blossom after retirement.
Early Retirement is an excellent example of a plan for happy life after you stop working. The book deals with crucial points necessary to consider before starting up your way to retirement. Although it seems easy to plan, you have to spend months meditating over many questions and problems to solve.
Do you want to work while being retired?
Do you plan to retire early with your spouse?
Are you willing to travel a lot? To buy a cottage?
What are your dreams for the life in retirement?
Etc.
Keeping in mind your possible childhood expectations failure, you retire to free up your life and time to fulfill pursuits that are more meaningful to you now. Ready to become independent? Try to consider this: first, determine your retirement spending needs; then protect your income and have valid disability, health, property, and life insurance; if you live with your spouse, think of bonding mutual funds to make fixed income investment. Not scared? Then you are made for it.
The book is perfectly stuffed with information concerning you personally. Moreover, when you finally decide to change your life dramatically, do not disregard hiring professionals to help you guide your investment decisions. If there can be an expert advice as to early retirement, then it is in this book. ‘Just do it. Make the changes and be patient’ that’s what the author says.
I am not in the age to retire, but I am happy for the people who are able to leave their jobs and live for themselves. They have this book, a very professional account on how to be the only master of your life at the old age.
When you are about fifty or even sixty, you are still young in heart if you do not think you are old. I know many people who START their life after 50-55! They look forward to having the greatest time of their life, playing, traveling, nursing grandchildren, finding new hobbies, even just reading the books they did not get a single chance to look through when they worked! They smile and close their eyes dreaming of the next day.
Early Retirement by Sandy Baker is a best book for planning your future.
And frankly, these are fine days ahead!
Comment by Artem Chobanian — November 26, 2007 @ 4:04 pm
Although published in 2007—a year during which economists began to debate the existence of an impending recession— Early Retirement: Your Complete Guide aptly serves the savvy optimist who still plans an early exit from the working world. Although the author posits the abolition of debt, accumulation of capital, and acquisition of wise investment knowledge as essential to anyone’s early retirement plan; individuals who seek to fulfill any one or combination of these goals will also find this book tremendously valuable.
An inspiring introduction is followed by a series of questions that will seem like old hat to those who regularly think about and plan for their retirement. Individuals who rarely contemplate their financial future, however, may find themselves squirming in their seat as they struggle to answer tough, honest questions. The key question amongst the numerous posed: What does the word “retirement” mean to you? The author guides the reader in considering the various elements that should be included in one’s long-term financial vision. Next, the author provides a step-by-step procedure for developing and implementing a plan of action. No stone is left unturned; this book is a comprehensive collection of virtually all personal finance subjects from A-Z. In fact, students would benefit from the addition of this book to the undergraduate core curriculum at colleges and Universities. Consequently then, young people would find themselves well equipped with essential personal financial information before graduation, instead of afterwards.
The strongest aspect of this book is the breadth of its scope. You will truly learn everything that you need to know about how to plan for an early retirement. The author also successfully breaks down each chapter into shorter, manageable sections. No reader will be overwhelmed; it is easy to absorb the material at one’s own pace. A workbook would serve as an excellent accompaniment to this book.
Comment by Angela Eward-Mangione — January 11, 2008 @ 3:49 pm
Your Complete Guide to Early Retirement
Whether you’re years or light years away from retirement this is the “how to” for anyone looking to put the ball in motion. The Complete Guide to Early Retirement takes the reader through the financial and emotional issues that you want to think about now in order to do it successfully later.
Is it really all about the money and having enough of it–or is it about changing your lifestyle? If you’re asking yourself these kinds of questions then read this book for the skinny on what retirement is really all about.
Author Sandy Baker takes a bird’s eye view of the whole picture, looking at the truth of our day to day spending habits, the facts and figures on inflation and how we can get behind the wheel and steer toward a much brighter future. This book takes a direct approach from the beginning by asking the reader to define retirement—which is different for all of us—keeping the focus on our individual goals and how to achieve them.
Exploring the inevitable changes we face both before and after retirement is covered concisely with a solid understanding of the most important short and long term issues. Putting your plan together is well defined also, with great suggestions, insights and a clear, common-sense approach that makes the important distinction between having money and being secure. You can’t afford not to read this book.
Lynn Means, Future Retiree.
Rating: 5 Stars
One of the best I’ve read!
Comment by Lynn Means — January 29, 2008 @ 4:47 pm
Your Complete Guide to Early Retirement
Whether you’re years or light years away from retirement this is the “how to” for anyone looking to put the ball in motion. The Complete Guide to Early Retirement takes the reader through the financial and emotional issues that you want to think about now in order to do it successfully later. Is it really all about the money and having enough of it–or is it about changing your lifestyle? If you’re asking yourself these kinds of questions then read this book for the skinny on what retirement is really all about.
Author Sandy Baker takes a bird’s eye view of the whole picture, looking at the truth of our day to day spending habits, the facts and figures on inflation and how we can get behind the wheel and steer toward a much brighter future. This book takes a direct approach from the beginning by asking the reader to define retirement—which is different for all of us—keeping the focus on our individual goals and how to achieve them.
Exploring the inevitable changes we face both before and after retirement is covered concisely with a solid understanding of the most important short and long term issues. Putting your plan together is well defined also, with great suggestions, insights and a clear, common-sense approach that makes the important distinction between having money and being secure. You can’t afford not to read this book.
Lynn Means, Future Retiree.
Rating: 5 Stars
One of the best I’ve read!
Comment by Lynn Means — January 29, 2008 @ 4:49 pm
Who has not entertained thoughts about early retirement? I certainly have. Before reading the book Your Complete Guide to Early Retirement: A Step-by-Step Plan for Making It Happen, it seemed more like a fantasy than a reality.
Step-by-step, line-by-line Sandy Baker how you determine what your retirement goals are, how much they will cost, and how to start on the road to achieving them. She makes it clear that while it will not be easy, age, income-level, and family situation do not keep you from being able to succeed. She talks you through making and sticking to a reasonable budget. She teaches you how to sort out and pay off your debt, once and for all. Calling you a ‘Millionaire in Training’, Sandy describes what to do to build your savings through wise investments, finding ‘free’ money, and living below your means. She details the role of a financial planner and how to find the one that is right for you. Describing the many varieties of financial plans in detail, she explains how each will benefit you and your loved ones. Sandy even tackles the difficult subjects of the emotional toll retirement and planning your estate take and how to plan for it. In the end, you are left feeling as though you are well-versed in becoming financially sound and have taken the first steps to turn your dreams into a reality.
I give it 5 Stars…really well done!
Alyson
Comment by Alyson — February 15, 2008 @ 3:47 pm
Get started planning your early retirement today with Your Complete Guide to Early Retirement: A Step-by-Step Plan for Making It Happen. Retiring at age 40 is no longer a pipe dream for today’s middle-aged Americans thanks to this helpful how-to on managing your time and money prudently. When do you need to start saving for retirement? What kind of retirement benefits can you expect? How can you ensure you don’t overextend your retirement budget? What happens when you do?
These questions and more are answered once you read the do’s and dont’s in Your Complete Guide to Early Retirement. If you are thinking about an early retirement, then this book is for you.
Comment by Brandon Smith — March 7, 2008 @ 11:59 am