The Complete Guide to Planning Your Estate: A Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes are Fulfilled

What happens to an individual’s estate after he is gone is very much within his control. Estate planning is not only for the wealthy; it is for everyone. It is simply the process of deciding where your assets are to be distributed after your death.

For those people who wish to preserve their assets for designated purposes — such as family or special charities — it becomes necessary to make special advance preparations. Performing these important preparations is commonly referred to as estate planning.

For an individual to help ensure that his assets are protected and final wishes carried out, there are some common actions that need to be taken now. Proper estate planning allows you to plan for yourself and your loved ones without giving up control of your affairs.Your estate plan should allow for the possibility of your own disability. It should give what you own to whom you want, at a time of your choosing, the way you want. Your estate plan should include fully disclosed, controlled costs for you and for those you love. The last thing you want to worry about is having it drained of value through taxes and legal costs.

The right plan can protect the value of your estate and spare your loved ones unnecessary hassles and legal conflicts. This new book will help you glide through the complicated process.

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Inspect Before You Buy: Insider Secrets You Need to Know About Home Inspection—With Companion CD-ROM

Home inspections are an important step in the home-buying process. Everyone agrees that you should use a home inspection service before buying a home. Home inspectors conduct a thorough examination of your home to detect any problems before you purchase. A detailed home inspection usually takes a few hours, and you get a written report.

But there are two problems: First, the cost — a good home inspection can cost several hundred dollars depending on the size of the house. Second, they are not flawless — mistakes are made. It is difficult to test everything in a house in just a couple of hours. No one will examine a house like the prospective owner.

Now you can be armed with the right information that can save a lot of money and time. Through explanations, the experiences of others, and dozens of forms and checklists you will learn all about foundations, floors, walls, paint, windows, decks, garage doors, roofing, flashings, chimneys, plumbing, piping, fixtures, faucets, water heating and fuel storage systems, pools and equipment, wiring, main service panels, conductors, switches, receptacles, heating, air conditioning and heat pumps, ceilings, floors, railings, doors, attics, kitchens, and bathrooms. In addition you will gain valuable information about septic systems, wells, water quality testing, mold, radon testing, asbestos, termites, carbon monoxide testing, and lead testing.

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101 Businesses You Can Start at With Less Than One Thousand Dollars: For Students

Most students have a tough time economically. They have to be at school so they have little time, and the jobs that are available are often low paying. Since most students are looking for work, jobs are very scarce and the competition is fierce. Students face inconvenient hours working mostly in retail, fast food, or doing manual labor. Detailed in this new book are more than 100 business ideas that can be started for very little money and yet provide the student with more money than is being paid by the hour. Many of these businesses can actually be started with less than one hundred dollars and some can really be started with next to nothing. Many can be operated from home. 

Starting and managing a business takes motivation and talent. It also takes research and planning. This new book is intended to serve as a roadmap for starting your business. It is both comprehensive and easy to use. It also includes numerous Web links for additional information. While providing detailed instruction and examples, the author leads you in developing a winning business plan,  structuring  the business, handling legal concerns, using proven sales and marketing techniques and  pricing formulas, learning how to set up computer systems to save time and money, generating high-profile public relations and publicity, learning low-cost internal marketing ideas and low- and no-cost ways to satisfy customers and build sales, learning how to keep bringing customers back, accounting and bookkeeping procedures, as well as thousands of great tips and useful guidelines.

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Wall Street Lingo: Thousands of Investment Terms Explained Simply

Finally, a finance dictionary compiled with the individual investor in mind. Wall Street Lingo does more than define the terms your stockbroker, the Wall Street Journal, and CNBC pitch at you — it explains them in a way that traditional dictionaries cannot. Where other dictionaries start at A and end at Z, Wall Street Lingo is organized in chapters, by subject. It begins where you begin — with a topic that has piqued your curiosity — and ends only when your curiosity has been satisfied.

 ·        Have you ever wondered about the difference between CPI and PPI? In other dictionaries, you will find the definitions 200 pages apart. Wall Street Lingo brings them together in the chapter Economics for Investors. 

·        EBITDA. Gross Profit. Net Profit. Shareholders Equity. You could waste precious time searching for explanations to help you analyze a company’s financial condition. Or you can open Wall Street Lingo to the chapter Decoding Financial Statements.

·        If you think technical analysis is only for the pros, flip to the chapter Technically Speaking for dozens of plain English translation to stock chart terms like Bollinger bands, MACD, Elliott wave theory, and Bearish Divergence. It might change your mind.

Whether you are an experienced investor or are exploring the market for the first time, you will appreciate the easy-reading style and unique structure of this innovative investment tool.

q       Over 1,000 terms individual investors need to
know and understand for profitable investing

q       Definitions organized by topic

q       Fully indexed and cross-referenced

q       Exhaustive list of commonly used acronyms

q       Helpful resources, complete with Web sites

Wall Street Lingo is an essential reference that translates the jargon used on Wall Street into direct, easy to understand, Main Street language and organizes it the way you use it. 

 Author Nora Peterson brings more than three decades of in-the-trenches securities and futures trading experience to Wall Street Lingo. In the 1970s, she screened stocks by spending long hours pouring over binders of Value Line Investment Surveys and Standard & Poor’s research reports at the library.  In the 1980s, she taught herself to chart pork belly futures at a desk in her broker’s office. Today she trades securities from a state-of-the-art computerized control station in her home. The shelves of her office are lined with reference books, but the one tool she could never find was a dictionary that did not intimidate or overwhelm the everyday investor. So she wrote one.

The Complete Guide to Securing Your Own U.S. Patent: A Step-by-Step Road Map to Protect Your Ideas and Inventions - With Companion CD-ROM

What do all of these famous inventions have in common: air conditioning, airbags, bandages, barbed wire, blow dryers, can openers, cement, chewing gum, computers, credit cards, doughnuts, jeans, microwave ovens, paper towels, Play-Doh, Post-it Notes, potato chips, roller coasters, safety pins, Scotch tape, skateboards, staplers, straws, sunscreen, typewriters, Viagra, zippers? They were all invented in the United States by American inventors, and they all went on to make fortunes for the inventors and those companies licensing the ideas. Do notbe left out, and do not spend thousands in unnecessary legal fees; you can file your own patent with the step-by-step guidance in this new book.

 

According to the U.S. Patent and Trademark Office, the number of patents filed in the U.S. increased from 186,507 in 1992 to 406,302 in 2005. Approximately one out of five patents is filed by the prospective owner/inventor. You will find that only minimal assistance, if any, is needed from an attorney or agent in securing your patent.

This book offers a simple, straightforward introduction to patent law written in layman’s terms. This book is written for inventors not attorneys, and for those that want to save thousands on legal fees protecting their ideas and inventions.

A patent protects an invention and gives an exclusive right to the benefits of an invention. A patent is in essence a contract between the United States government and the holder of an invention. This new book will explain how to secure a patent on your own without expensive attorney fees. If you think you have a great invention, you need this extremely detailed and comprehensive guide to the process of getting a patent.

The book covers everything needed and easily explained, from the initial patent search to filing a successful and hopefully financially lucrative application. Even if you ultimately decide to use the services of a patent attorney, which in some cases is recommended, this book will get the process started and still save you considerable legal fees. The book is, in fact, good reading even for the inventor who plans to hire patent counsel; it helps the inventor  be a more knowledgeable client. The companion CD-ROM contains all the necessary forms and checklists you will need to file your patent.

The Complete Guide to Purchasing a Condo, Townhouse, or Apartment: What Smart Investors Need to Know - Explained Simply

While many of the steps in buying a home are the same as buying a condominium, townhouse, or apartment, there are many critical differences. This new book offers a complete overview of these special, usually smaller, residences. These units can be good options for first-time home buyers, for those who want a vacation getaway, investors, and those who want to downsize their living space. These housing units are usually less expensive than a single family home and can include attractive amenities. In purchasing one of these units there will be a lot of people to deal with, from realtors to condo boards, attorneys, and bankers. There is a ton of paperwork with terms and vocabulary that read like a foreign language. In this new book you will find vital information and great strategies for finding the home you want faster and feeling confident about the purchase. You will learn to avoid some of the most prevalent — and potentially dangerous and expensive — mistakes made by others.

 

The book covers the entire, unique process of buying one of these shared living houses in an easy-to-understand way, pointing out dozens of hints and suggestion as to what to look for as well as demonstrating the many mistakes common with these types of investments.

 

You will learn how to find the best opportunities, to negotiate, finance, budget, handle pre-construction issues, set values, and make the offer. You will be able to define what you are buying (and what you are not) issues on your right to sell, lease, or mortgage. You will be prepared for restrictions pertaining to children, pets, parking, vehicles, boats, music, maintenance of windows, doors, screens, air conditioners, plumbing, club memberships, recreation facility leases, use of recreational facilities, and common areas. In addition, you will learn the advantages of using credit reports, home warranties, insurance, creative financing, closing procedures, moving plans, closing and settlement inspections, and certain legal contracts. You will have instruction in obtaining mortgages — which government agencies can help, considerations for veterans, IRA use, hiring an attorney, calculating monthly payments, and establishing an escrow account. The real estate and mortgage glossaries alone are invaluable resources, even for the “old hand” at property acquisition.

101 Businesses You Can Start at With Less Than One Thousand Dollars: For Stay-at-Home Moms and Dads

need two incomes today to get ahead. Detailed in this new book are over 100 business ideas that can be started for very little money and yet may provide parents with a lot more money than they would be paid by the hour.

This is a collection of businesses selected especially for stay-at-home parents who are interested in augmenting their income. These businesses can be started with minimum training and investment and are all capable of producing extra income. Many of these businesses can actually be started with less than one hundred dollars, and some can really be started with next to nothing. All can be operated from home.

Starting and managing a business takes motivation and talent. It also takes research and planning. This new book is intended to serve as a roadmap for starting your business. It is both comprehensive and easy to use. It also includes numerous Web links for additional information. While providing detailed instruction and examples, the author leads you in developing a winning business plan and accounting and bookkeeping procedures. Sales and marketing techniques and pricing formulas are demystified. You will learn how to set up computer systems to save time and money and generate high-profile public relations and publicity while avoiding legal pitfalls. Thousands of great tips and useful guidelines will help you keep bringing customers back and give you low-cost internal marketing ideas and ways to satisfy customers and build sales.

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101 Businesses You Can Start at With Less Than One Thousand Dollars: For Retirees

According to a study by the U.S. Department of Health and Human Services, people starting their working careers will face the following situation when they retire at age 65: They will have annual incomes between $4,000 and $26,000. According to the Social Security Administration, today’s retirees can only count on corporate pensions and Social Security for 61 percent of their income at retirement. The remainder must come from other sources. If the same holds true in the future, today’s workers need to accumulate enough in personal savings to make up a 39 percent shortfall in their retirement income. The solution for many will be to start a small part-time business.

Detailed in this new book are over 100 business ideas that can be started for very little money and yet may provide retired people with a lot more money than they would earn being paid by the hour. This is a collection of businesses selected especially for retirees who are interested in augmenting their income. These businesses can be started with minimum training and investment and are all capable of producing extra income. Many of these businesses can actually be started with less than one hundred dollars and some can really be started with next to nothing. Some can even be operated from home.

This new book is intended to serve as a roadmap for starting your business. It is both comprehensive and easy to use. It also includes numerous Web links for additional information. While providing detailed instruction and examples, the author discusses winning business plans, business structures, accounting and bookkeeping procedures, legal concerns, sales and marketing techniques, pricing formulas, computer systems, high-profile public relations and publicity, low-cost internal marketing ideas, and low- and no-cost ways to satisfy customers. Thousands of great tips and useful guidelines will show you how make the most of your retirement years.

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